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No matter what stage you are in (overdue accounts, lawsuits pending, judgments entered, liens files), we can help. Our proven track record in the past eight years has been 50% to 90% reductions. We guarantee results or you pay us nothing. We offer you a viable alternative to bankruptcy and expensive consolidation loans. We guarantee results or you pay us nothing. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. We offer you a viable alternative to bankruptcy and expensive consolidation loans. No matter what stage you are in (overdue accounts, lawsuits pending, judgments entered, liens files), we can help. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. Our specially trained negotiators are experts at obtaining favorable results which often lead to continued relationships between the debtor and the creditor. Just having objective third party intervention can set the tone for amiable resolution. We can restore your peace of mind by stopping harassing creditors' calls. Call now for a free telephone consultation. Many times debtors and creditors cannot get past their emotions to even think about settling a matter.

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